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CREDIT REPAIR CHECKLIST
Once you receive your credit reports, you will want to review them carefully. Your credit reports may have mistakes.
Use the following worksheet to review each section of your credit report. Do this for each credit report you get throughout the year.
Name
First
Last
Email
Phone
###
-
###
-
####
Date Time
MM
/
DD
/
YYYY
Address
Street Address
Address Line 2
City
State / Province / Region
Postal / Zip Code
Antigua and Barbuda
Aruba
Bahamas
Barbados
Belize
Canada
Cayman Islands
Cook Islands
Costa Rica
Cuba
Dominica
Dominican Republic
El Salvador
Grenada
Guatemala
Haiti
Honduras
Jamaica
Mexico
Netherlands Antilles
Nicaragua
Panama
Puerto Rico
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Trinidad and Tobago
United States
Argentina
Bolivia
Brazil
Chile
Colombia
Ecuador
Guyana
Paraguay
Peru
Suriname
Uruguay
Venezuela
Albania
Andorra
Armenia
Austria
Azerbaijan
Belarus
Belgium
Bosnia and Herzegovina
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Faroe Islands
Finland
France
Georgia
Germany
Greece
Hungary
Iceland
Ireland
Italy
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Macedonia
Malta
Moldova
Monaco
Montenegro
Netherlands
Norway
Poland
Portugal
Romania
San Marino
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Ukraine
United Kingdom
Vatican City
Afghanistan
Bahrain
Bangladesh
Bhutan
Brunei Darussalam
Myanmar
Cambodia
China
East Timor
Hong Kong
India
Indonesia
Iran
Iraq
Israel
Japan
Jordan
Kazakhstan
North Korea
South Korea
Kuwait
Kyrgyzstan
Laos
Lebanon
Malaysia
Maldives
Mongolia
Nepal
Oman
Pakistan
Palestine
Philippines
Qatar
Russia
Saudi Arabia
Singapore
Sri Lanka
Syria
Taiwan
Tajikistan
Thailand
Turkey
Turkmenistan
United Arab Emirates
Uzbekistan
Vietnam
Yemen
Australia
Fiji
Kiribati
Marshall Islands
Micronesia
Nauru
New Zealand
Palau
Papua New Guinea
Samoa
Solomon Islands
Tonga
Tuvalu
Vanuatu
Algeria
Angola
Benin
Botswana
Burkina Faso
Burundi
Cameroon
Cape Verde
Central African Republic
Chad
Comoros
Democratic Republic of the Congo
Republic of the Congo
Djibouti
Egypt
Equatorial Guinea
Eritrea
Ethiopia
Gabon
Gambia
Ghana
Gibraltar
Guinea
Guinea-Bissau
Cote d'Ivoire
Kenya
Lesotho
Liberia
Libya
Madagascar
Malawi
Mali
Mauritania
Mauritius
Morocco
Mozambique
Namibia
Niger
Nigeria
Rwanda
Sao Tome and Principe
Senegal
Seychelles
Sierra Leone
Somalia
South Africa
Sudan
Swaziland
United Republic of Tanzania
Togo
Tunisia
Uganda
Zambia
Zimbabwe
Country / Region
Is your name correct?
*
Yes
No
Is your Social Security number correct?
*
Yes
No
Is your current address correct? Is your current phone number correct?
*
Yes
No
Are the previous addresses they have listed for you correct?
*
Yes
No
Is your marital status listed correctly?
*
Yes
No
Is the employment history they have listed for you accurate?
*
Yes
No
Is everything listed in the personal information section correct?
*
Yes
No
Is there anything listed in the public record information? Is it correct?
*
Yes
No
Highlight the information you think may not be correct
Are the accounts on the list still open?
*
Yes
No
Are all of the current balances correct?
*
Yes
No
Are accounts where you are an authorized user or joint owner listed?
*
Yes
No
Are zero balances recorded for debts discharged in bankruptcy? For debts paid in full?
*
Yes
No
Are you listed as a co-signer on a loan? Is this correct?
*
Yes
No
Are accounts that you closed listed as “closed by the consumer”?
*
Yes
No
Is negative information reported on each credit account correct?
*
Yes
No
Highlight the information you think may not be correct
Are any accounts listed more than once?
*
Yes
No
Is old negative information still being reported?
*
Yes
No
If yes, highlight the information that has exceeded the negative information
reporting limit, which is usually seven years
Do you suspect that you have been the victim of identity theft after
reviewing your credit reports?
*
Yes
No
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