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Liquor Liability Coverage
If you or your business are selling, distributing, or serving alcohol, this coverage is a MUST for you. Most bar or restaurant owners are unaware that any losses or occurrences related to alcohol are not covered under general liability coverage! Should a claim against you occur in any way that could be alcohol-related, this could easily be a fast track to losing business.
Applicant's Legal Name
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Doing Business As
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What type of Liquor License does the applicant have?
*
What is the applicant's Liquor License Number?
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Location Address
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Street Address
Address Line 2
City
State / Province / Region
Postal / Zip Code
Antigua and Barbuda
Aruba
Bahamas
Barbados
Belize
Canada
Cayman Islands
Cook Islands
Costa Rica
Cuba
Dominica
Dominican Republic
El Salvador
Grenada
Guatemala
Haiti
Honduras
Jamaica
Mexico
Netherlands Antilles
Nicaragua
Panama
Puerto Rico
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Trinidad and Tobago
United States
Argentina
Bolivia
Brazil
Chile
Colombia
Ecuador
Guyana
Paraguay
Peru
Suriname
Uruguay
Venezuela
Albania
Andorra
Armenia
Austria
Azerbaijan
Belarus
Belgium
Bosnia and Herzegovina
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Faroe Islands
Finland
France
Georgia
Germany
Greece
Hungary
Iceland
Ireland
Italy
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Macedonia
Malta
Moldova
Monaco
Montenegro
Netherlands
Norway
Poland
Portugal
Romania
San Marino
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Ukraine
United Kingdom
Vatican City
Afghanistan
Bahrain
Bangladesh
Bhutan
Brunei Darussalam
Myanmar
Cambodia
China
East Timor
Hong Kong
India
Indonesia
Iran
Iraq
Israel
Japan
Jordan
Kazakhstan
North Korea
South Korea
Kuwait
Kyrgyzstan
Laos
Lebanon
Malaysia
Maldives
Mongolia
Nepal
Oman
Pakistan
Palestine
Philippines
Qatar
Russia
Saudi Arabia
Singapore
Sri Lanka
Syria
Taiwan
Tajikistan
Thailand
Turkey
Turkmenistan
United Arab Emirates
Uzbekistan
Vietnam
Yemen
Australia
Fiji
Kiribati
Marshall Islands
Micronesia
Nauru
New Zealand
Palau
Papua New Guinea
Samoa
Solomon Islands
Tonga
Tuvalu
Vanuatu
Algeria
Angola
Benin
Botswana
Burkina Faso
Burundi
Cameroon
Cape Verde
Central African Republic
Chad
Comoros
Democratic Republic of the Congo
Republic of the Congo
Djibouti
Egypt
Equatorial Guinea
Eritrea
Ethiopia
Gabon
Gambia
Ghana
Gibraltar
Guinea
Guinea-Bissau
Cote d'Ivoire
Kenya
Lesotho
Liberia
Libya
Madagascar
Malawi
Mali
Mauritania
Mauritius
Morocco
Mozambique
Namibia
Niger
Nigeria
Rwanda
Sao Tome and Principe
Senegal
Seychelles
Sierra Leone
Somalia
South Africa
Sudan
Swaziland
United Republic of Tanzania
Togo
Tunisia
Uganda
Zambia
Zimbabwe
Country / Region
Mailing Address
Street Address
Address Line 2
City
State / Province / Region
Postal / Zip Code
Antigua and Barbuda
Aruba
Bahamas
Barbados
Belize
Canada
Cayman Islands
Cook Islands
Costa Rica
Cuba
Dominica
Dominican Republic
El Salvador
Grenada
Guatemala
Haiti
Honduras
Jamaica
Mexico
Netherlands Antilles
Nicaragua
Panama
Puerto Rico
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Trinidad and Tobago
United States
Argentina
Bolivia
Brazil
Chile
Colombia
Ecuador
Guyana
Paraguay
Peru
Suriname
Uruguay
Venezuela
Albania
Andorra
Armenia
Austria
Azerbaijan
Belarus
Belgium
Bosnia and Herzegovina
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Faroe Islands
Finland
France
Georgia
Germany
Greece
Hungary
Iceland
Ireland
Italy
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Macedonia
Malta
Moldova
Monaco
Montenegro
Netherlands
Norway
Poland
Portugal
Romania
San Marino
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Ukraine
United Kingdom
Vatican City
Afghanistan
Bahrain
Bangladesh
Bhutan
Brunei Darussalam
Myanmar
Cambodia
China
East Timor
Hong Kong
India
Indonesia
Iran
Iraq
Israel
Japan
Jordan
Kazakhstan
North Korea
South Korea
Kuwait
Kyrgyzstan
Laos
Lebanon
Malaysia
Maldives
Mongolia
Nepal
Oman
Pakistan
Palestine
Philippines
Qatar
Russia
Saudi Arabia
Singapore
Sri Lanka
Syria
Taiwan
Tajikistan
Thailand
Turkey
Turkmenistan
United Arab Emirates
Uzbekistan
Vietnam
Yemen
Australia
Fiji
Kiribati
Marshall Islands
Micronesia
Nauru
New Zealand
Palau
Papua New Guinea
Samoa
Solomon Islands
Tonga
Tuvalu
Vanuatu
Algeria
Angola
Benin
Botswana
Burkina Faso
Burundi
Cameroon
Cape Verde
Central African Republic
Chad
Comoros
Democratic Republic of the Congo
Republic of the Congo
Djibouti
Egypt
Equatorial Guinea
Eritrea
Ethiopia
Gabon
Gambia
Ghana
Gibraltar
Guinea
Guinea-Bissau
Cote d'Ivoire
Kenya
Lesotho
Liberia
Libya
Madagascar
Malawi
Mali
Mauritania
Mauritius
Morocco
Mozambique
Namibia
Niger
Nigeria
Rwanda
Sao Tome and Principe
Senegal
Seychelles
Sierra Leone
Somalia
South Africa
Sudan
Swaziland
United Republic of Tanzania
Togo
Tunisia
Uganda
Zambia
Zimbabwe
Country / Region
Phone
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Web Site
What is the Form of the business?
Please select
Individual
Corporation
Partnership
LLC
Other
Number of Locations to be insured?
*
Fill out this form again for each additional premises
Please give a Description of Operations
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What Year did the applicant start business at this location?
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MM
/
DD
/
YYYY
What are your annual Food Sales?
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$
Dollars
.
Cents
What are your annual Alcohol Sales-On Premises Consumption?
*
$
Dollars
.
Cents
What are your annual Alcohol Sales-Off Premises Consumption?
*
$
Dollars
.
Cents
What are your annual additional other sales, if any?
*
$
Dollars
.
Cents
Please describe if there are other sales
What limits of liability are you looking for?
*
Please select
$100,000/$200,000
$300,000/$600,000
$500,000/$1,000,000
$1,000,000/$1,000,000
$1,000,000/$2,000,000
What is the latest hour of operation?
*
HH
:
MM
AM
PM
AM/PM
What time does the sale of alcohol cease?
*
HH
:
MM
AM
PM
AM/PM
Does the applicant feature any live entertainment?
*
Please select
Yes
No
Adult Entertainment/Exotic Dancing?
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Please select
Yes
No
Number of times per week?
Bands with 3 or more members?
*
Please select
Yes
No
Number of times per week?
DJ with Dancing?
*
Please select
Yes
No
Number of times per week?
Banquet Entertainment by applicant?
*
Please select
Yes
No
Number of times per week?
Other types of Entertainment?
*
Please select
Yes
No
Number of times per week?
If other types of Entertainment are provided, please describe.
Does the applicant ever employ bouncers, security, or door-persons?
*
Please select
Yes
No
Are all alcohol-serving employees certified in a Formal Alcohol Training Course?
*
Please select
Yes
No
If yes, what course and how often?
What is the average age of clientele at this establishment?
*
Does the establishment utilize an identification scanner on all patrons regardless of age?
*
Please select
Yes
No
Is BYOB (Bring Your Own Bottle) permitted for other than banquet operations?
*
Please select
Yes
No
What is the maximum occupancy of the establishment?
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Does the applicant offer on-premises tasting or sampling of alcoholic beverages?
*
Please select
Yes
No
Are there any additional insureds required on the coverage?
*
Please select
Yes
No
If yes, please give name, relationship to applicant, and full address
Has the applicant or any principal with controlling interest ever filed for bankruptcy in the last 12 months?
*
Please select
Yes
No
Will the applicant maintain a valid liquor license, if required by law, prior to any selling, serving, or distribution of alcohol?
*
Please select
Yes
No
Does the applicant ever sell alcohol away from the premises?
*
Please select
Yes
No
If yes, please describe
Are employees permitted to consume alcohol while working during there hours of employment or shift?
*
Please select
Yes
No
Does the applicant ever offer any of the following:
Bottle Service or set-up?
Drink specials/happy hours past 9:00PM?
Beer Pong or other drinking games?
More than two complimentary drinks per patron per day?
What is the lowest price offered for beer including any happy hours or specials?
*
$
Dollars
.
Cents
What is the lowest price offered for liquor or wine including any happy hours or specials?
*
$
Dollars
.
Cents
Are patrons under the legal drinking age allowed on the premises?
*
Please select
Yes
No
Are patrons under the legal drinking age allowed on the premises past 11:00PM?
*
Please select
Yes
No
Has the applicant had any reported liquor liability and/or assault or battery claims or notification of potential liquor liability and/or assault or battery claims at this location in the past 5 years?
*
Please select
Yes
No
If yes, please provide dates, descriptions, total incurred losses or payments made, the current status of the claim, and measures taken to prevent future incidents
Does the applicant maintain General Liability Limits Equal to or higher than the amount of Liquor Liability being requested?
*
Please select
Yes
No
Must be answered yes to obtain quote
Does the applicant know of any fines, citations, or violations of law or ordinance related to illegal activities or the sale of alcohol in the past 5 years at this location?
*
Please select
Yes
No
If yes, please provide dates, descriptions of fines or citations, and measures taken to prevent future incidents
Within the past 5 years, has the applicant had any liquor liability coverage cancelled or non-renewed?
*
Please select
Yes
No
If yes, please explain
*This section is for Restaurants or Bars with Banquet Operations*
Are only the applicant and it's authorized employees or members permitted to serve alcohol at all events where alcohol is present?
Please select
Yes
No
If persons serving alcohol are not the applicant or its authorized employees or members, are they required to carry liquor liability insurance with limits equal to or greater than the applicant's coverage as well as naming the applicant as an additional insured?
Please select
Yes
No
*This section is for Fine Dining Establishments*
Is the average entree price greater than $20.00?
Please select
Yes
No
Is the average entree price greater than $30.00?
Please select
Yes
No
Is the number of bottles on the wine list greater than 10?
Please select
Yes
No
*This section is for Non-Profit Private, Fraternal or Social Clubs*
Is the applicant a non-profit private, fraternal or social club?
Please select
Yes
No
Are same day memberships available?
Please select
Yes
No
Are members permitted to bring more than 3 guests per day?
Please select
Yes
No
Is self-service of alcohol by members permitted?
Please select
Yes
No
Are any single drinks sold for less than $.50?
Please select
Yes
No
Is BYOB permitted for banquet operations only?
Please select
Yes
No
Referring Agent
Please select
Michael Pardee
Joel Doty